Action Investments — Service Business Acquisition Analyzer

INDUSTRY

Business Info

Business / Deal Name

City

State

Service Type

Market Focus

Years in Business

Workforce

Fleet & Equipment

Go/No-Go Thresholds

Min IRR (%)

Min MOIC (x)

Min EBITDA Margin (%)

Min Recurring Rev (%)

Min Rev/Employee ($)

Min Renewal Rate (%)

Entry EV

—

Total price

EV/EBITDA

—

Entry multiple

Rev/Employee

—

Productivity

Recurring Rev %

—

Contract/recurring

EBITDA Margin

—

vs benchmark

Revenue & Financials

Total Annual Revenue ($)

Recurring / Contracts ($)

One-Time / Project ($)

EBITDA ($)

SDE ($)

Seller's Discretionary

Contract Renewal Rate (%)

Top Customer % of Rev

Concentration risk

Deal Structure

Asking Price / EV ($)

Equity / Down ($)

SBA Loan ($)

Seller Note ($)

Acq. Costs ($)

SBA Rate (%/yr)

Seller Note Rate (%/yr)

SBA Term (yrs)

Hold Period (yrs)

Investor Financing — optional

No investors added. Click "+ Add Investor" to structure a deal with private capital.

Growth Assumptions

Revenue Growth (%/yr)

Margin Expansion (pp/yr)

Headcount Growth (%/yr)

Contract Growth (%/yr)

Exit Multiple (x EBITDA)

Annual Debt Paydown ($)

Seasonal Revenue Weighting

Quarterly % of annual revenue

Q1 Jan–Mar (%)

Q2 Apr–Jun (%)

Q3 Jul–Sep (%)

Q4 Oct–Dec (%)

Peak: — · Low: —

Fill in deal details to see your verdict

📋 Deal Scorecard

Fill in deal details to see the scorecard.

📈 Revenue & EBITDA Projection

💰 Equity Value Build

📋 Year-by-Year Model

💵 Sources & Uses

📊 Value Bridge

📅 Seasonal Revenue Pattern

👷 Workforce Breakdown

💼 Revenue Mix

⚠️ Risk Indicators

🚛 Fleet & Equipment Summary

🎯 IRR Sensitivity Entry Multiple vs Revenue Growth

🎯 MOIC Sensitivity Entry Multiple vs Exit Multiple

📊 DSCR Sensitivity Leverage vs EBITDA Growth

🎯 Select Deal to Analyze

Choose a saved deal or use current inputs. Save deals via Deal Pipeline tab.

📉 Correlated Monte Carlo Simulation variables move together, not independently

Uses a Cholesky correlation matrix — when revenue drops, margins compress and churn rises simultaneously, just like in the real world.

Revenue Variance (±%)

Margin Variance (±pp)

Exit Multiple Variance (±x)

Contract Churn Variance (±%)

Rev–Margin Correlation

Simulations

📊 IRR Distribution

📋 Scenario Summary

🌪️ Tornado Chart — What Drives Your IRR Most

Each variable tested independently ±1 standard deviation. Longer bar = bigger impact on your returns.

📈 MOIC Distribution

🔗 Correlation Impact why this model is more realistic

⚠️ Deal Risk Score run simulation to include Monte Carlo factors

Run the Monte Carlo simulation above to generate your deal risk score.

📈 Exit Value by Strategy

📊 IRR by Exit Year

🚪 Exit Strategy Comparison

⚙️ Exit Assumptions

Strategic Buyer Premium (%)

MBO Buyer Discount (%)

Hold & Grow — Extra Yrs

Recapitalization — Equity Retained (%)

Browser Print → Save as PDF · Present a professional valuation to the seller

📄

Fill in deal details first

Go to the Deal Analyzer tab, fill in the deal, then come back here.

📊 DSCR Year by Year

💰 Break-Even Revenue Analysis

📋 Annual Debt Service Schedule

🎯 Break-Even Summary

💵 Working Capital Requirements

Borrower Profile

Buyer Credit Score

Buyer Net Worth ($)

Buyer Liquid Assets ($)

Cash + easily liquidated assets

Years in Industry

Other Annual Debt ($)

SBA Loan Parameters

Loan Amount ($)

Interest Rate (%)

Term (years)

Collateral Value ($)

SBA Guarantee Fee (%)

Fill in borrower profile to see SBA qualification

📋 SBA Qualification Checklist

💵 Estimated Monthly Payment